Six quick questions and you'll get your Homebuyer Readiness Score, plus a personalized action plan to get into your first home in Toronto and the GTA.
Based on your answers I'll show you a real read on credit, savings, employment, and pre-approval, so you know what to focus on next.
⏱ 2 min · No credit check · No obligation
Most first-time buyers leave thousands of dollars of free programs on the table. Here's the short list of what to look at before you make an offer.
Tax-free in, tax-free out, lifetime cap $40,000. The single most powerful tool for new buyers, and the clock is already ticking.
Withdraw up to $60,000 tax-free from your RRSP for a first home purchase. Repaid over 15 years.
Eligible buyers may claim the federal home buyers’ amount. Your tax reduction depends on the applicable tax-year rules and your circumstances; confirm with the CRA or your tax adviser.
First-time buyers in Toronto can get up to $4,475 back on Toronto's land transfer tax (in addition to the provincial rebate).
Lots of first-time buyers are renting now and weighing the math. The rental quiz pairs nicely. You'll get a realistic read on what your rent ceiling looks like before you decide whether buying makes more sense.